Mortgage Searches

Free & Clear Properties

• "free_clear" [bool]
• find properties with no open mortgage balance

{
 "size": 10,
 "city": "Richmond",
 "state": "VA",
 "free_clear": true
}

Mortgage Payment Searches

• "estimated_mortgage_payment_min" [int] / "estimated_mortgage_payment_max" (int)
  • Filters against ".estimatedMortgagePayment"

{
  "size": 10,
  "city": "Richmond",
  "state": "VA",
  "estimated_mortgage_payment_min": 5000,
  "estimated_mortgage_payment_max": 10000
}

Open Mortgage Searches

Open Mortgage Amount Search

• mortgage_min [int] / mortgage_max [int]
• searches by the open remaining mortgage balance amount (the sum across ALL active loans/mortgages)

{
 	"size": 10,
  "city": "Arlington",
  "state": "VA",
  "mortgage_min": 200000,
  "mortgage_max": 400000
}

# of Open Mortgages

• open_mortgages_min [int] / open_mortgages_max [int]
  • Filters by count of items in .currentMortgages.

{
  "size": 10,
  "city": "Arlington",
  "state": "VA",
  "open_mortgages_min": 2,
  "open_mortgage_max": 4
}

Open Mortgage % vs. Total Mortgage Value

• open_mortgage_percent_min [int] / open_mortgage_percent_max [int]
  • Filters against computed field: openMortgageBalance /
  sum(currentMortgages[].amount)

{
  "size": 10,
  "city": "Arlington",
  "state": "VA",
  "open_mortgages_percent_min": 20,
  "open_mortgage_percent_max": 40
}

Deed Type Searches

• if you need to figure out what the type of deed for the primary mortgage is, then utilize our document type codes
• "document_type_code" [string]
• https://developer.realestateapi.com/reference/document-type-codes

Loan Type Searches

• use our extensive loan categories to filter for specific loans in specific positions
• loan_type_code_first [string], loan_type_code_second [string], loan_type_code_third [string]
• https://developer.realestateapi.com/reference/loan-type-codes

Filter by the Recording Date of Mortgages Across Different Positions

• filter for properties based on the recording dates of the 1st, 2nd, or 3rd position mortgages/loans
  in .currentMortgages :

first_mortgage_recording_date_min / first_mortgage_recording_date_max
[date]

{
  "size": 10,
  "city": "Richmond",
  "state": "VA",
  "first_mortgage_recording_date_min": "2020-01-01",
  "first_mortgage_recording_date_max": "2022-12-31"
}

second_mortgage_recording_date_min / second_mortgage_recording_date_max
[date]

{
	"size": 10,
  "city": "Richmond",
  "state": "VA",
  "second_mortgage_recording_date_min": "2020-01-01",
  "second_mortgage_recording_date_max": "2022-12-31"
}

third_mortgage_recording_date_min / third_mortgage_recording_date_max
[date]

{
  "size": 10,
  "city": "Richmond",
  "state": "VA",
  "third_mortgage_recording_date_min": "2020-01-01",
  "third_mortgage_recording_date_max": "2022-12-31"
}

Assumable Mortgages

• "assumable" [bool]
• Tap into 10 Million Assumable Mortgage Properties Nationwide and their Owners

{
  "state": "VA",
  "assumable": true
} 

Equity Searches

There are a few different ways to narrow down properties based on different Equity Requirements.

Home Equity Value Search:

• "estimated_equity" [int] / "equity_operator" [string]
• "estimated_equity_min" [int] / estimated_equity_max" [int]

Find properties with less than 250,000 in equity

{
  "size": 10,
  "city": "Arlington",
  "state": "VA",
  "estimated_equity": 250000,
  "equity_operator": "lt"
}

or

{
  "size": 10,
  "city": "Arlington",
  "state": "VA",
  "estimated_equity_min": 1,
  "estimated_equity_max": 250000
}

Home Owner Equity Percent Search:

• "equity_percent" [int] / "equity_percent_operator" [string]
• "equity_percent_min" [int] / "equity_percent_max" [int]

Find properties with greater than 75% equity

{
  "size": 10,
  "city": "Arlington",
  "state": "VA",
  "equity_percent": 75,
  "equity_percent_operator": "gt"
}

or

{
  "size": 10,
  "city": "Arlington",
  "state": "VA",
  "equity_percent_min": 75,
  "equity_percent_max": 100
}